Foundation for Personal Financial Education

Daryl Cole is the Central Orange County Chapter Director for the Foundation for Personal Financial Education, a non-profit educational organization comprised of various financial professionals. Attorneys, Accountants, Financial Advisors, and other financial service professionals conduct instructional workshops on important financial topics, including retirement planning, financial management, estate planning, asset allocation, and more. The Foundation for Personal Financial Education conducts hundreds of workshops a year for companies, organizations, institutions, and associations of all types.

Daryl holds a Bachelor of Arts degree in Economics from the University of California at Irvine. Daryl also is the President/CEO of Cole & Company, Inc., a wealth management firm. Daryl is in his 15th year of practice in the Securities and Financial Services industry. He serves many households across 15 states.

Daryl finds that many professionals simply get caught up in the crisis of everyday business and family concerns, unwittingly postponing their personal and family financial planning and thereby run the risk of sacrificing their current and future security. Daryl is married to his wife Dee Dee and they have a son, Jordan. The Cole’s are very active in their community and in their Church. In addition, to serving FPFE he sits on the Board of Directors for Mercy House, a non-profit organization that aims to end the cycle of homelessness for individuals in Southern California. His life goal is to “make my corner of the world a better place.”

Andrew Gale is a Chapter Director for the Foundation for Personal Financial Education, a non-profit educational organization comprised of various financial professionals. Attorneys, Accountants, Financial Advisors, and other financial service professionals conduct instructional workshops on important financial topics, including retirement planning, financial management, estate planning, asset allocation, and more. The Foundation for Personal Financial Education conducts hundreds of workshops a year for companies, organizations, institutions, and associations of all types.

Andrew Gale is a nationally recognized attorney and founding member of the Law Offices of Gale and Vallance, A Professional Corporation in Orange, California. The firm assists clients nationwide and is dedicated to providing legal advice and services to families and all types of businesses, large and small. Andy graduated, with distinction, from California State University at Long Beach in 1979, with a degree in Liberal Arts, emphasis in Psychology.

He earned his Juris Doctorate degree at the University of California’s oldest public law school, Hastings College of the Law in 1982. He received his rigorous legal education and training from distinguished legal scholars; renowned in their field. These experienced legal scholars are currently in top-level positions throughout the world. Even before graduating, Andy pursued his desire for public service by working with the California Attorney General’s Office as well as the Orange County District Attorney’s Office.

In 1987, Andy founded the Law Offices of Gale and Vallance, with his partner Mathew Vallance. Their reputation for dedicated service to their clients, hard work and plain talk were foundational keys in the rapid growth of their practice which today has assisted more than 7,000 clients. Andy takes great personal satisfaction in having the opportunity to work with each one of his clients. He recognizes that all of his clients have one thing in common; they are each unique. Andy puts forth the effort to care and understand each of his clients and their concerns.
Andy and his wife, Pam, were married in 1985, at sunset, in Maui, Hawaii. They are the proud parents of two daughters – Chelsea and Taylor. They have two dogs; a chocolate lab (Andy’s) named “Pepper” and an English Bull Dog (Pam’s) named “Webster.” Andy and his family have made their home in the city of Orange, California for the past 21 years. Andy enjoys relaxing by traveling, playing golf, weekly bike rides with his father, snow skiing and avidly supporting the Los Angeles Lakers Basketball Team.

Jeff Riedel is a licensed life and health insurance producer who provides his clients with a full spectrum of insurance solutions. He specializes in long-term care planning, recognizing the need for this protection based on experiences in his own family as well as in his professional life. He is a Registered Nurse and has provided care in an acute and long-term care setting, to include patients with Alzheimer’s Dementia and other cognitive impairments. While working with his valued patients, he realized the difficulties that those families faced in finding ways to arrange for the level of care that was needed. Jeff has a deep understanding of how care is delivered and a strong desire to assist his clients in protecting themselves against the devastating costs of care. He has seen how long-term care expenses can eradicate a lifetime of earning, saving and investing.

Jeff is an engaging speaker and has a passion for helping people. He delivers an enlightening educational session on long-term care planning that is uplifting, informative and empowering. He believes that this is a talk all families should have now, regardless of how far from retirement one might be. No matter what age a person is, Jeff ensures that this topic is relevant for everyone. He is dedicated to helping families protect tomorrow by planning today.

Rhodes & Riedel is a full-service insurance partnership that specializes in long-term care planning, with over 20 years of providing outstanding service to their clients. Millie Rhodes, CFP®, and Jeff Riedel, RN, take an educational approach, walking their clients through detailed, personalized plans. With Jeff’s diverse background, he is an expert in medical underwriting and plan design to provide the best protection based on each family’s needs and financial situation.

Jeff lives in South Orange County with his wife and son, and enjoys performing arts, golf, outdoor recreation and spending time with his family. He is active in the community and a founding member of the Orange Coast Chapter of the FPFE, as well as a member of numerous community and professional organizations.

An experienced insurance professional and Certified Financial Planner™ certificant (CFP®), Millie Rhodes has over 20 years experience in long-term care planning. She is dedicated to serving and educating individuals and business owners on long-term care issues and the importance of planning before you or your loved ones ever require long-term care. Focused on each family’s needs and financial situation, she provides information on various solutions that enables educated choices in securing sound, affordable protection.

The Rhodes & Riedel partnership specializes in long-term care planning, providing outstanding service to their clients. Millie Rhodes, CFP®, and Jeff Riedel, RN, take an educational approach, walking their clients through detailed, personalized plans. They have helped thousands address their concerns about long-term care and have seen what a difference long-term care planning makes in protecting family and ensuring quality care, maintaining independence and dignity when personal care is needed.

In addition to designing plans for individuals, Millie consults with employers at small to mid-sized companies offering ideas to lessen the potential losses in productivity as a result of demands on employees who care for loved ones. Many employers are now realizing the favorable tax advantages of offering such plans.

“I have found that people are sometimes reluctant to talk about the prospects of needing long-term care – especially if they’re young,” says Millie. “Many assume that it’s something that happens to older people. However, in the blink of an eye, the need for day-to-day assistance can become a major issue – an auto or sporting accident, Parkinson’s Disease, Multiple Sclerosis, or any number of life-altering changes that can unexpectedly affect the relatively young.” Through educational workshops, Millie delivers an informative discussion of long-term care planning that’s easy, enlightening and relevant to everyone.

With her focus on long-term care planning, Millie coordinates her services with other professionals including financial planners, accountants, estate planning and elder law attorneys.

Millie is active in the community, including the Orange County Financial Planning Association, the Orange County Alzheimer’s Association, the Orange County Association of Health Underwriters and the American Association of Long-Term Care Insurance.

Millie lives with her husband in Laguna Niguel and enjoys spending time with family and friends, as well as visual and performing arts, golf and travel.