Foundation for Personal Financial Education

Kerry is the Director of the Tennessee Valley Chapter of the Foundation for Personal Financial Eduction, a non-profit educational organization.

Kerry is a lifetime resident of Alabama and the Tennessee Valley area. Kerry holds a Bachelor of Sciences Degree in agriculture and business. He is in his 14^th year of practice in the Securities and Financial Services industry. Kerry is a Financial Advisor and Branch Manager of Team Wealth Solutions and Raymond James Financial Services, Inc..

Kerry finds that many people get caught up in the events of everyday business and family concerns, unwittingly postponing their personal and family financial planning and thereby run the risk of sacrificing their current and furture security. Kerry feels that education is key in helping clients work with him as a team on building their portfolio and increasing their financial stability.

Kerry is married to his wife Carol and they have two children.

Debbie is the Chapter Coordinator of the Foundation for Personal Financial Education, a non-profit educational organization.

Debbie holds an Associates Degree from Stevens Henager Business College in Ogden Utah. Debbie is also Office Manager for Team Wealth Solutions and Raymond James Financial Services, Inc. and has worked in the Securities and Financial Services industry for over ten years.

Debbie strives for exceptional customer service in both her FPFE association and with Team Wealth Solutions. Working with the FPFE Tennessee Valley Chapter, Debbie enjoys working with companies to coordinate financial workshops to educate their employees.

Debbie has been married to her husband Mike for over 35 years. They have two children and four grandchildren.

Mike is a Member of the Tennessee Valley Chapter of the Foundation for Personal Financial Eduction, a non-profit educational organization.

Mike holds a Bachelor of Sciences degree in Business Administration from Oral Roberts University. Mike is also a Certified Financial PlannerTM Practitioner and Financial Consultant with Team Wealth Solutions and Raymond James Financial Services, Inc. MIke is in his 21st year of practice in the Securities and Financial Services industry.

With a desire to help people plan for their financial futures, Mike assists individuals and families in identifying their personal and family needs and resources in order to obtain a comfortable level of security for today and tomorrow. Mike believes that education is fundamental in helping consumers in making better financial decisions for their families and businesses.

Mike lives in Guntersville with his wife Jill. They have five children and seven granddhildren.

Teresa Hawkins is a Member of the Tennessee Valley Chapter of the Foundation for Personal Financial Education, a non-profit educational organization. Teresa is also a Financial Advisor with Team Wealth Solutions and Raymond James Financial Services, Inc.

Teresa brings more than 30 years experience in the financial services, insurance and banking industries to the Chapter. She is licensed in the Financial Services industry holding Series 7, Series 26, Series 66 and Series 63 registrations. Teresa is also Life and Health Insurance licensed which allows her to deliver complete financial planning and services for individuals and businesses of any size as well as consulting and placement services for all employee benefits for employers of any size.

Throughout her career, Teresa has found the most common thing among individuals regarding financial services is that they simply don’t take the time to put a financial plan in place and follow it. Many wander aimlessly doing a bit here or there or not at all. With businesses, they simply get “comfortable” with benefits as they are and don’t take the time to research to find the benefits that are most suitable and of value to their employees for the best price.

Teresa had this to say about being a Director of the Tennessee Valley Chapter of the Foundation for Personal Financial Education: “I am very excited to have the opportunity to contribute to the education and sound financial future of the residents of our communities. With free worksite workshops and follow up consulting for those that request it, we can reach so many that might not have had the opportunity or taken the time otherwise to pursue their own financial security. It is also very satisfying to know that we provide a service much needed and very valuable for employers.”

Teresa has been a lifelong resident of Guntersville, Alabama. She is married to Mark and has two daughters and two granddaughters. She is a charter member of Victory Baptist Church in Guntersville, enjoys spending time with family, cooking, gardening and being outdoors.